Q. What are the requirements?
Working at least 6 months at your job
Have a Texas Driver License or I.D.
Have to be 18 or older
Have proof of income (paystub, award letter, child support, retirement, etc.)
Q. What is the difference between a payday loan and an installment loan?
Payday loans have a higher interest rate and payments are made weekly or bi-weekly. Payday loans have to be paid back in full with the interest paid as well on your next paid day. Installment Loans or Personal Loans are monthly payments with up to 12 months to pay back and chargers a lower rate that a payday loan.
Q. Can I apply if I don’t live in Texas?
No, you have to be a Texas Resident to get a installment loan.
Q. Can you deposit my loan in my Bank Account?
Yes, Money can be sent to your bank account next business day or you can come in to our branch.
Q. Does my credit have to be Perfect?
No, As long as you are not currently behind on bills. We will overlook old credit.
Q. Do you accept debit card payments?
Yes, your installment loan can be paid by debit card or ACH debit..
Q. When are my payments due?
Once a month 30 days after you receive your personal loan.
Q. Do you report to the credit bureau?
Yes every month we report to the credit bureau to help you establish and build credit history.